E ach school year, my wife has to get her picture taken for the yearbook along with all the children . Teachers and administrators get a special photo postcard with the word “ Welcome ” splashed across it in big letters. I think she looks great in all of her postcards, but of course, she usually doesn’t like how her photo turned out. That means I have a nice collection of “ Welcome ” postcards. One of my favorites is propped up on my desk. I sit down in my chair, turn on the computer, look to...

S o begins the song I used to sing with my dad called, “God Spoke.” The song continues to talk about how David did listen “and he slew Goliath with a tiny stone.” It then moves on to talk about how Joshua also listened and saw the walls of Jericho fall down “because he listened to the Lord." It’s a fun little song that gets stuck in your head. While it was made for children, the simple truth of “how we’d all be better off ” is profound. The chorus goes like this: “God spoke to him Like He...

If you can handle some rather intense heat over the summer months, learn a bit of Spanish, and understand the “fideicomiso” banking rules...